Wish to stay close to Music Metropolis with out the Music Metropolis costs?
Median Nashville residence costs have jumped to the low $500s. Downtown lease runs greater than $2,500 for a two-bedroom residence, so many consumers are getting priced out of the town they need to name residence.
However you do not have to surrender your Nashville goals. There are 15 reasonably priced cities inside 45 minutes of downtown the place residence costs begin beneath $250,000. Some even rank amongst Nashville’s greatest suburbs. You’ll be able to nonetheless get small-town attraction with big-city entry.
You would save $300,000+ on a house by shifting simply 20–half-hour exterior Nashville. That is critical a reimbursement in your pocket.
The Quick Listing: 5 Most cost-effective Nashville Suburbs
- Dickson: Mid-$300s median sale value, 40-mile drive
- White Bluff: Mid-$300s median sale value, 30-mile drive
- La Vergne: Mid-$300s median sale value, 20-mile drive
- Columbia: Excessive $300s/Low $400s median sale value, 45-mile drive
- Springfield: Excessive $300s/Low $400s median sale value, 30-mile drive
Subsequent on the listing for affordability: Ashland Metropolis and White Home (low $400s).
What Makes a Nashville Suburb Really Reasonably priced?
Residing prices in Tennessee are influenced by a spread of things—it is not simply in regards to the residence value on the itemizing. Sensible consumers take into account the whole price of suburban dwelling.
The Actual Numbers That Matter
The typical Nashville residence value is within the low $500s. Evaluate that to those suburban ranges:
- Most cost-effective suburbs: Mid-$200s to $300s
- Mid-range suburbs: Low-to-mid-$300s
- Increased-end reasonably priced suburbs: Mid-$300s to $400s
That is as much as $300,000+ in financial savings in comparison with Nashville correct!
Do not Neglect These Hidden Prices
Residing within the suburbs means you will seemingly want a automobile. Gasoline, insurance coverage, and upkeep add up. A 30-minute commute every approach may price about $200–$300 monthly in gasoline alone.
Many suburban properties have HOA charges starting from $50 to $500 monthly. Tennessee property taxes fluctuate vastly by county, however the charges in suburbs are sometimes decrease than these in Davidson County.
Think about an actual instance: a $500,000 residence in Dickson, the place the whole property tax price is 2.400, vs. one in Nashville, with a price of three.254.
- Dickson: $500K x .02400 = $12,000
- Nashville: $500K x .03254 = $16,270
For a similar residence, your tax invoice in Dickson could be $4,270 lower than in Nashville. That may translate to an additional mortgage cost every year, which may, in flip, prevent 1000’s extra in curiosity by paying your mortgage off quicker.
The 15 Most Reasonably priced Locations to Reside Close to Nashville
Every of those suburbs provides one thing completely different. Discover the one that matches your way of life and finances. And bear in mind, extra than simply residence costs affect affordability, and extra components are accounted for in our rankings.
1. Dickson – $350,000 Median House Worth
Drive to Nashville: ~40 miles
Finest for: Nature lovers who do not thoughts the drive
Dickson tops our listing as essentially the most reasonably priced possibility with properties beginning within the mid-$200s.
One of many greatest small cities in Tennessee, you will discover historic attraction with trendy conveniences. The Clement Railroad Resort Museum showcases the city’s railroad heritage. Montgomery Bell State Park has superb mountaineering, fishing, and tenting proper in your yard.
Most properties in Dickson are single-family homes with bigger heaps. New development is out there, however you will discover nice offers on established neighborhoods, too.
2. La Vergne – $360,000 Median House Worth
Drive to Nashville: ~20 miles to downtown
Finest for: First-time consumers who need comfort
La Vergne sits proper subsequent to Percy Priest Lake, supplying you with water entry with out waterfront costs. The placement is difficult to beat—you are near downtown Nashville however far sufficient out to get more room to your cash.
The realm has a number of parks and leisure facilities. Residents additionally respect the Rutherford County college district choices. You will discover a mixture of established neighborhoods and newer developments.
3. Watertown – $450,000 Median House Worth
Drive to Nashville: ~42 miles
Finest for: Those that need small-town attraction and most affordability
Watertown seems like stepping again in time. This small group provides the bottom price of dwelling on our listing, however you will commerce comfort for financial savings. Most residents do not thoughts the longer drive as a result of properties in Watertown begin within the excessive $200s, with most properties topping out within the $600s.
The city has a powerful group really feel, with native occasions all year long. In case you’re on the lookout for essentially the most home for the minimal cash, Watertown delivers.
4. Columbia – $400,000 Median House Worth
Drive to Nashville: ~45 miles
Finest for: Historical past lovers and people wanting bigger properties
Columbia calls itself the “Antebellum Properties Capital of Tennessee.” You will discover lovely historic structure blended with trendy facilities. Many properties right here include bigger heaps than you’d discover nearer to Nashville. Columbia can also be one of many prime reasonably priced cities close to Franklin.
On the low finish, you’ll discover costs within the $200s, however Columbia’s luxurious properties can prime $2 million.
The downtown space has been revitalized with native outlets, eating places, and cultural sights. The humanities and music scene is rising, supplying you with leisure choices with out the Nashville price ticket.
5. Whites Creek – $475,000 Median House Worth
Drive to Nashville: ~12 miles
Finest for: Commuters who need the shortest drive attainable
Whites Creek provides the perfect of each worlds—reasonably priced costs with a fast commute to downtown. An outer neighborhood of Nashville, it falls beneath the Davidson County umbrella. Residents profit from Nashville’s colleges, and you may be downtown in 15–20 minutes on most days.
The realm is rising shortly attributable to its prime location. In case you work downtown however need suburban dwelling, this is perhaps your good match. House costs are rising right here, so do not wait too lengthy.
6. Goodlettsville – $425,000 Median House Worth
Drive to Nashville: ~15 miles
Finest for: Job seekers and people on the lookout for financial alternative
Goodlettsville is not only a bed room group—it is an financial hub. Main companies like Tyson Meals and Greenback Common have headquarters right here. Meaning job alternatives proper in your yard.
The realm provides historic sights like Mansker’s Station and loads of parks. You will discover established neighborhoods with mature timber alongside newer developments. Search for costs as little as the mid-to-upper $200s.
7. Smyrna – $425,000 Median House Worth
Drive to Nashville: ~25 miles
Finest for: Energetic households who love recreation
Smyrna is on Percy Priest Lake, which gives quick access to boating, fishing, and water sports activities. This location has additionally helped to make Smyrna one of many greatest locations to retire in Tennessee.
The city has invested closely in parks and recreation amenities, together with the Smyrna Outside Journey Middle.
A number of 55+ communities have been constructed right here, whereas golf programs and strolling trails present loads of out of doors actions. Smyrna has a powerful sense of city delight and hosts festivals all year long.
8. Murfreesboro – $500,000 Median House Worth
Drive to Nashville: ~35 miles
Finest for: Those that crave faculty city power and facilities
Murfreesboro is residence to Center Tennessee State College, giving the town a youthful power. The school brings cultural occasions, eating places, and leisure you will not discover in smaller suburbs.
That is Nashville’s largest suburb and the sixth most populous metropolis in Tennessee. Murfreesboro’s housing market is aggressive as a result of it provides a lot. You will discover the whole lot from starter properties within the higher $200s to luxurious properties.
9. Spring Hill (Maury County) – $530,000 Median House Worth
Drive to Nashville: ~35 miles
Finest for: Patrons wanting newer development and close by colleges
Spring Hill straddles two counties, and site issues for pricing. The Maury County aspect provides extra reasonably priced choices whereas nonetheless offering entry to colleges and new developments.
Properties in Spring Hill common round $530,000. The realm has seen important development with new neighborhoods and purchasing facilities. The James Ok. Polk Museum and Rippavilla Plantation supply historic sights, whereas the downtown space options native eating places and outlets.
Vital observe: The Williamson County aspect of Spring Hill is considerably dearer because of the college district.
10. Lebanon – $550,000 Median House Worth
Drive to Nashville: ~33 miles
Finest for: These wanting financial development
Lebanon has its personal financial identification past being a Nashville suburb. The Wilson County Fairgrounds hosts occasions year-round, together with the well-known Wilson County Honest. Cumberland College provides instructional alternatives to the group.
The realm provides a mixture of historic properties and new development. Residents are a brief drive away from each Outdated Hickory Lake and Percy Priest Lake. Among the many properties in Lebanon, you will discover reasonably priced housing choices and a few luxurious properties.
The native financial system is rising with retail, healthcare, and academic alternatives.
11. Gallatin – $550,000 Median House Worth
Drive to Nashville: ~30 miles
Finest for: Water lovers and historical past buffs
Gallatin is correct alongside Outdated Hickory Lake, providing water actions and scenic views. The city has preserved its historic attraction whereas including trendy facilities. Bledsoe Creek State Park gives tenting, mountaineering, and lake entry.
The historic city sq. options native outlets and eating places that improve the Gallatin way of life. You will discover a good mixture of housing in Gallatin, from lakefront properties to reasonably priced neighborhoods with properties within the higher $200s farther from the water.
12. Springfield – $400,000 Median House Worth
Drive to Nashville: ~30 miles
Finest for: Those that favor a rural really feel with metropolis entry
Springfield provides small-town attraction with quick access to bigger cities, together with Nashville. The downtown space has been revitalized with vintage outlets, native cafes, and specialty shops. Robertson County provides more room and decrease inhabitants density.
The realm appeals to those that need land and privateness whereas sustaining cheap entry to Nashville. You will discover each historic properties and new development choices.
13. White Home – $410,000 Median House Worth
Drive to Nashville: ~25 miles
Finest for: New development residence consumers
White Home has skilled speedy development with a number of main residence builders creating new communities. Ryan Properties at Fields at Oakwood and Copes Crossing by Pulte Properties supply trendy flooring plans and facilities.
Town has invested in parks and recreation, together with White Home Municipal Park and Veterans Memorial Trailhead. In order for you a brand-new residence with out customized residence costs, White Home has choices.
14. White Bluff – $350,000 Median House Worth
Drive to Nashville: ~30 miles
Finest for: Nature lovers and people who worth bigger heaps
White Bluff provides rural attraction with quick access to Montgomery Bell State Park—one of many greatest state parks close to Nashville—and Cheatham Wildlife Administration Space. The small-town ambiance appeals to these wanting to flee metropolis life whereas sustaining cheap entry to Nashville.
Most properties in White Bluff supply bigger heaps and extra privateness than closer-in suburbs. The realm attracts consumers on the lookout for a quieter way of life and out of doors recreation alternatives.
15. Ashland Metropolis – $410,000 Median House Worth
Drive to Nashville: ~25 miles
Finest for: Outside lovers and river lovers
Ashland Metropolis sits alongside the Cumberland River, providing water entry and out of doors recreation. The realm gives a small-town really feel with pure magnificence surrounding the group.
Cheatham County provides a decrease inhabitants density and more room. Established neighborhoods with mature landscaping are alongside newer developments. The realm appeals to these wanting out of doors actions and a slower tempo of life.
The Actual Commerce-Offs of Suburban Residing
Benefits of the Suburbs:
- Extra space to your cash. A $300,000 finances will get you 2,000+ sq. ft within the suburbs vs. 1,200-square-foot condos in Nashville.
- Neighborhood really feel. Smaller cities can have stronger group connections, native occasions, and neighborhood relationships.
- Entry to nature. Most of those suburbs supply parks, lakes, or out of doors recreation inside minutes of residence.
- Decrease every day prices. Groceries, eating, and leisure usually price lower than downtown Nashville.
Disadvantages of the Suburbs:
- Longer commutes. Even the closest suburbs add 30+ minutes to your every day drive time. That is five-plus hours per week within the automobile.
- Fewer leisure choices. You will not have the restaurant selection, nightlife, or cultural occasions out there in Nashville correct.
- Automobile dependency. Suburban dwelling requires dependable transportation, and strolling to dinner or work is not life like in most areas.
- Much less spontaneity. Catching a present or assembly associates downtown requires planning and drive time.
Is Suburban Nashville Proper For You?
Spend time in every suburb on weekends and evenings. Take a look at the native eating places, outlets, and parks. Do you’re feeling snug right here? Are you able to see your self dwelling on this group?
Discuss to folks at native espresso outlets or grocery shops. They’re going to provide you with sincere opinions about what it is actually wish to stay there and enable you decide whether or not a suburb provides the suitable taste of Tennessee dwelling for you.
If the alternatives of Nashville excite you, contact The Ashton Actual Property Group of RE/MAX Benefit with Nashville’s MLS at (615) 603-3602 to get in contact with native actual property brokers who will help discover the right Nashville residence for you right now.
